Our Insights
ALL INSIGHTS
Report
Global payments in 2024: Simpler interfaces, complex reality
-
Global payments are becoming simpler for users, but complexity keeps growing behind the scenes. This year’s report explores...
Blog Post
State of consumer digital payments in 2024
-
Increased digital adoption and evolving channel preferences indicate a need for payment providers to seek ways to engage...
Article
Embedded finance: How banks and customer platforms are converging
-
Europe’s embedded-finance market is growing at double-digit rates. It is becoming increasingly important for banks, merchants,...
Podcast
After the surge: Tien‑Tsin Huang on the future of payments
-
The payments sector equity analyst discusses the industry’s evolution in the context of dwindling cash-to-card conversion,...
Blog Post
At Money 20/20, the fintech ecosystem explores ways to scale B2B business models
-
Key take-aways for fintechs from Money 20/20 Amsterdam
Article
The rapid evolution of payments in Latin America
-
Cash is no longer Latin Americans’ preferred way to pay, as debit cards, credit cards, and mobile payments have gained...
Podcast
A question of identity: Talking with Socure’s Johnny Ayers
-
The founder and CEO of digital identity verification and fraud prevention platform Socure describes the challenges and opportunities...
Article
Embedded finance: The choices and trade-offs for US banks
-
No risk, no reward. Banks can design an embedded-finance offering based on their size, distribution footprint, customer base,...
Article
Winning in corporate deposits through transaction banking
-
Banks can consider seven steps to help them retain and strengthen deposits as interest rates stay elevated and corporate clients...
Article
The role of US open banking in catalyzing the adoption of A2A payments
-
As US regulators consider a decision on open banking, account-to-account (A2A) payments face challenges in a card-dominated market...
Commentary
The future of the payments industry: How managing risk can drive growth
-
In the coming year, the payments industry will be confronted with high levels of risk, intensifying regulatory scrutiny, and...