Our Insights
ALL INSIGHTS
Report
The state of retail banking: Profitability and growth in the era of digital and AI
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As the global macroeconomic environment remains uncertain, retail banks should focus on the fundamentals of customer primacy...
Article
Embedded finance: How banks and customer platforms are converging
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Europe’s embedded-finance market is growing at double-digit rates. It is becoming increasingly important for banks, merchants,...
Article
Six imperatives for credit unions to secure their future
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Credit union members are aging, and young people tend to see these institutions less favorably than their elders do. Here are...
Article
Embedded finance: The choices and trade-offs for US banks
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No risk, no reward. Banks can design an embedded-finance offering based on their size, distribution footprint, customer base,...
Article
Modernizing corporate-loan operations
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Inefficiencies and costly errors continue to plague syndicated-loan operations. Banks that invest in a modern operating model...
Article
Growth strategies for the purchase-mortgage market
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US mortgage lenders rethinking their value proposition for a constrained market should weigh five key actions to sustain growth...
Blog Post
Five ways for banks to better serve small-business clients
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McKinsey’s 2023 SME survey of US businesses with annual revenues of less than $50 million offers clues on how banks can...
Article
Brokering growth in the mortgage market
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Here’s a playbook for banks looking to compete—and collaborate—with mortgage brokers in a changing market.
Article
Integrated channels: The next frontier beyond omnichannel distribution
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Leading banks integrate channels and use their mobile app to orchestrate across digital and human interaction to provide a truly...
Podcast
Banks’ core technology conundrum reaches an inflection point
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The founder and CEO of Thought Machine talks with McKinsey about how advances in cloud-based solutions are helping banks meet...
Article
Disruption and innovation in US auto financing
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The relatively stable auto financing market appears poised for change as strong demand draws the attention of a broad range of...